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POST /v1/payments/initiate{ "merchant_id": "mrc_48291", "customer_id": "cus_90127", "method": "a2a", "amount": 1299, "currency": "EUR", "metadata": { "order_id": "ORD-5821" },

POST /v1/payments/initiate{ "merchant_id": "mrc_48291", "customer_id": "cus_90127", "method": "a2a", "amount": 1299, "currency": "EUR", "metadata": { "order_id": "ORD-5821" },

POST /v1/payments/initiate{ "merchant_id": "mrc_48291", "customer_id": "cus_90127", "method": "a2a", "amount": 1299, "currency": "EUR", "metadata": { "order_id": "ORD-5821" },

New

We secured a Payment Institution license from De Nederlandsche Bank (DNB)

Account & wallet payments.
Engineered for revenue.

Nopan is a specialized PSP built by former merchants, focused exclusively on making account and wallet payments perform.

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SOLUTION

SOLUTION

Turn account and wallet payments into revenue drivers

Acting as a complementary performance layer, we enhance existing payment stacks to unlock greater performance, control, and revenue impact.

Explore Payment Methods

Revenue growth

Access best-performing account and wallet payment methods while reducing operational overhead.

Radical transparency

Designed for modern payments teams to control data and payment flows, manage routing and experimentation, and gain full visibility into costs.

Local expertise, global reach

Local expertise,
global reach

As a regulated Payment Institution, we help you scale safely across markets.

PLATFORM

PLATFORM

Unified API for
European payments

We enable large merchants, fintechs and PSPs to process account and wallet payments with unmatched efficiency, transparency, and profitability.

Unified API

A single, standardized endpoint for all European account and wallet payments, designed around how merchants actually build and scale payments.

Read More

Nopan’s API is fully standardized across providers and countries, eliminating edge cases, inconsistent schemas, and ad-hoc logic.It’s designed around how modern engineering teams actually build and scale payments - idempotent flows, predictable state transitions, consistent webhooks, and fully typed request/response models. Your teams ship faster, reduce technical debt, and stay focused on your product rather than provider nuances.

Optimized flows

Boost conversion and retention with frictionless payment experiences.

Read More

Our orchestration layer continuously fine-tunes each step, reducing friction, speeding up authorization, and boosting conversion. The result is a seamless checkout that feels local, intuitive, and conversion-driven across every supported payment method.

Enhanced data

Access a comprehensive, unaltered data from underlying payment methods.

Read More

We give you normalized data structures while preserving raw detail, giving your teams a richer foundation for analytics, risk modeling, customer support, and financial operations. With clearer payment event visibility and more accurate metadata, product and finance teams gain insights that are impossible to surface through legacy PSP layers.

Modern tokenization

Support recurring and other MIT payments with our PSP-agnostic tokenization solution.

Read More

Enable recurring, installment, and merchant-initiated transactions through a PSP-agnostic tokenization system purpose-built for A2A and digital wallet rails. Tokens remain portable across providers, ensuring you’re never locked in. Our token vault is built on industry-leading encryption, mTLS, and detached request signing standards - designed to integrate seamlessly with your billing platform, orchestration logic, or subscription engine.

Settlement engine

Settle in multiple currencies, track fees and streamline reconciliation.

Read More

We streamline multi-currency payouts, unify fee structures across various payment schemes, and attribute all costs per transaction for accurate profitability tracking. Automated reconciliation handles everything from batched settlements to provider-level discrepancies, reducing manual finance work and closing your books faster. You get enterprise-grade precision with significantly less operational overhead.

Compliance

Built with enterprise-grade security and licensed by the Dutch Central Bank.

Read More

Built from day one to meet the requirements of global brands operating at scale. Nopan is licensed by the Dutch Central Bank (DNB) and adheres to strict European regulatory standards -including PSD2 compliance, strong customer authentication, and end-to-end encrypted data handling. Our platform is architected with zero-trust principles, continuous security monitoring, secure key management, and fully auditable flows. With Nopan, merchants can confidently expand across their markets knowing compliance risk is minimized by design.

Unified API

A single, standardized endpoint for all European account and wallet payments, designed around how merchants actually build and scale payments.

Read More

Nopan’s API is fully standardized across providers and countries, eliminating edge cases, inconsistent schemas, and ad-hoc logic.It’s designed around how modern engineering teams actually build and scale payments - idempotent flows, predictable state transitions, consistent webhooks, and fully typed request/response models. Your teams ship faster, reduce technical debt, and stay focused on your product rather than provider nuances.

Optimized flows

Boost conversion and retention with frictionless payment experiences.

Read More

Our orchestration layer continuously fine-tunes each step, reducing friction, speeding up authorization, and boosting conversion. The result is a seamless checkout that feels local, intuitive, and conversion-driven across every supported payment method.

Enhanced data

Access a comprehensive, unaltered data from underlying payment methods.

Read More

We give you normalized data structures while preserving raw detail, giving your teams a richer foundation for analytics, risk modeling, customer support, and financial operations. With clearer payment event visibility and more accurate metadata, product and finance teams gain insights that are impossible to surface through legacy PSP layers.

Modern tokenization

Support recurring and other MIT payments with our PSP-agnostic tokenization solution.

Read More

Enable recurring, installment, and merchant-initiated transactions through a PSP-agnostic tokenization system purpose-built for A2A and digital wallet rails. Tokens remain portable across providers, ensuring you’re never locked in. Our token vault is built on industry-leading encryption, mTLS, and detached request signing standards - designed to integrate seamlessly with your billing platform, orchestration logic, or subscription engine.

Settlement engine

Settle in multiple currencies, track fees and streamline reconciliation.

Read More

We streamline multi-currency payouts, unify fee structures across various payment schemes, and attribute all costs per transaction for accurate profitability tracking. Automated reconciliation handles everything from batched settlements to provider-level discrepancies, reducing manual finance work and closing your books faster. You get enterprise-grade precision with significantly less operational overhead.

Compliance

Built with enterprise-grade security and licensed by the Dutch Central Bank.

Read More

Built from day one to meet the requirements of global brands operating at scale. Nopan is licensed by the Dutch Central Bank (DNB) and adheres to strict European regulatory standards -including PSD2 compliance, strong customer authentication, and end-to-end encrypted data handling. Our platform is architected with zero-trust principles, continuous security monitoring, secure key management, and fully auditable flows. With Nopan, merchants can confidently expand across their markets knowing compliance risk is minimized by design.

PORTAL

PORTAL

A complete payments
control center

Monitor every transaction, resolve issues faster, and stay in full control. Nopan’s Portal gives your teams real-time visibility, advanced reporting, and effortless configuration - all in one place.

01

Seamless setup

Add accounts, manage users, configure webhooks, and more.

02

Real-time visibility

Monitor performance, search transactions, and track key metrics with ease.

03

Powerful reporting

Add accounts, manage users, configure webhooks, and more.

01

Seamless setup

Add accounts, manage users, configure webhooks, and more.

02

Real-time visibility

Monitor performance, search transactions, and track key metrics with ease.

03

Powerful reporting

Add accounts, manage users, configure webhooks, and more.

TRUST & TRANSPARENCY

TRUST & TRANSPARENCY

Built by industry veterans
who’ve walked in your shoes

Built by industry veterans who’ve walked in your shoes

Modern payments teams face growing complexity - from embedding emerging account and wallet payment methods to making them perform as measurable revenue drivers.

Yet most card-centric PSPs were built for a different era, leaving performance, transparency, and optimization of account and wallet methods secondary.

As former payments leaders at Netflix, we spent years building infrastructure that processed billions of transactions. After hundreds of conversations with merchant peers and partners, we saw the same gap again and again: adoption of account and wallet methods was accelerating, but no one was engineering them for revenue.

So we built Nopan, a specialized PSP focused exclusively on making account and wallet payments perform. We combine transparency-first technology with a dedicated team embedded alongside yours - not hidden behind layers of hierarchy or support tickets.

Founders

Learn More About Us

BACKED BY

PAYMENT INSTITUTION LICENSE

BLOG

BLOG

Stay updated with
news from us

Read the Blog

News

Nopan secures a Payment Institution license from De Nederlandsche Bank (DNB)

We are proud to announce that Nopan has received approval from De Nederlandsche Bank (DNB), the Dutch Central Bank, to operate as a licensed Payment Institution (PI) across the European Union.

Written by Konstantin Surkov

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Company

Culture is how modern payments get built

Great payments infrastructure doesn’t come from process alone - it comes from culture. This is how we design ours at Nopan, and why it matters.

Written by Nick Ryabov

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